Money in Japan, with the local rules in view.
Japan’s tax, pension, insurance and investment systems do not always fit advice written for another country. Start with the rules, accounts and timing that apply here.
Understand the system before choosing your next move.
Use these guides to understand the system, then verify current details against official sources and your own circumstances.
FIRE in Japan
A practical look at accessible assets, later pensions, residence tax, health insurance, currencies and the assumptions behind a useful Japan-specific scenario.
iDeCo and NISA in Japan
Understand the different jobs these accounts can do, including access timing, tax treatment and why neither removes investment risk.
Use the route that matches your question.
Financial independence
Accessible savings, pension timing, regional costs, sequence risk and scenario design.
NISA, iDeCo and pensions
Account roles, contribution rules and the difference between a future benefit and money available today.
Make the timing visible.
Model taxes, residence tax, NHI, pensions, 新NISA, iDeCo, household commitments and foreign assets in one Japan-specific scenario.
General planning tool, not financial advice. Confirm important assumptions against current official guidance.
Disclosure · General information, not financial advice.